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Do You Qualify For the Money Merge Account Program?
30-Year Mortgage Because 30-year mortgages charge so much interest over the life of the loan, particularly during the early years of the loan, these loans are ideal to benefit from the Money Merge Account program.
15-Year Mortgage 15-year mortgages aren't as bad as 30-year loans but they also charge a lot of interest over the life of the loan. If you have one of these loans you should consider using the Money Merge Account program to save thousands of dollars in interest costs over the life of your loan.
Interest Only Mortgage Interest-Only Mortgages have become pretty popular in recent years, particularly in markets where there has been significant value appreciation. However, these loans are not designed to pay of a dime of the principle. You can pay on these loans for years and you will still owe just as much as the day you signed the loan documents. If you have this type of mortgage you should definitely take advantage of the Money Merge Account program to eliminate the debt on your home. |
Negative Amortization Loans Recently, many people have opted to get mortgage loans that have the potential of actually increasing the principle owed on their mortgage if they don't pay enough to keep the principle going down. This has happened all too often for people who have seen the interest rates go up month after month and who have not had the income to keep up with these increases. The Money Merge Account program can get things back on track for people with this type of loan.
Pay Option ARMs Pay Option Adjustable Rate Mortgages are another type of loan that have the potential of actually increasing the principle owed on a mortgage. This has happened all too often for people who have seen the interest rates go up month after month and who have not had the income to keep up with these increases. Pay Option ARMs allow borrowers to pay minimum payments that don't even cover the repayment of interest due on the loan. This causes the principle to actually go up on these loans. The Money Merge Account program can get things back on track for people with this type of loan.
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Generally, you will need at least $10,000 in
equity in your home to make the Money Merge Account program work optimally. And ideally
you should have reasonably good credit. You should also spend less than
you earn each month
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Provided by an Independent Software Agent of United First Financial, 858652 - United First Financial, its agents and subsidiaries provide Internet web based software and support services. United First Financial does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account Limited Guarantee. Results will vary and are determined by individual financial situations. The information contained herein does not constitute an offer or a solicitation to lend or extend credit. Contact your UFirst independent agent for further details. The Money Merge Account helps you to eliminate debt. Debt is crippling Americans and debt compromises your ability to retire securely. The Money Merge Account helps you with your mortgage payment each month. Timely payment is an important part of keeping your credit score where it should be. The Money Merge Account helps you to consolidate your bills if you need to and helps you to actually cancel out your first mortgage interest without requiring you to even refinance your first mortgage and get of debt sooner than you ever thought possible. If your monthly bills are getting you down, the Money Merge Account will help you get some breathing room. In fact with the Money Merge Account your can actually pay off your bills faster than with any other method and pay off your mortgage early and totally get out of debt. If you want to get out of debt you should certainly consider how it will feel to pay off your mortgage early and be debt free sooner than you ever thought possible with the Money Merge Account. The Money Merge Account will help you to get out of debt. You will not need to refinance your first mortgage loan. Call us today for more information - (602)326-5626 |